| 6 Mar 2025 |
 HAL9000 | scuffedjosh are you into monero at all? are you using nixos as a server os? | 03:43:57 |
|  testuser joined the room. | 13:05:55 |
 scuffedjosh | No, Bitcoin only for me. I have a homelab, but I decided to run Alby on a VPS since I need it running 24/7 | 14:21:03 |
 adevries17 | In reply to @scuffedjosh:matrix.org
If anyone has any questions about setting up an AlbyHub, I'd be happy to lend a hand. Or, if you just want to piggyback off of my node, I can set you up with an account free of charge. Just trying to give back to the community as much as I can. Awesome. You might want to also join the #jbboostsupport:matrix.org channel if you want to help out other people | 15:47:46 |
 HybridSarcasm | Great idea! | 15:49:56 |
|  calikid80s joined the room. | 18:42:26 |
| scuffedjosh | Thanks for the link, just joined | 20:16:33 |
| 7 Mar 2025 |
|  @liryy:nope.chat joined the room. | 07:56:59 |
| @liryy:nope.chat left the room. | 07:57:37 |
| 10 Mar 2025 |
|  Magnolia Mayhem changed their display name from 𒀱Lord Mayhem of the Magnolias to Magnolia Mayhem. | 01:48:44 |
| 16 Mar 2025 |
| HAL9000 | what company pays sats back on bill? | 04:31:52 |
| scuffedjosh | In reply to @fe8zcuukv:matrix.org
what company pays sats back on bill? Fold | 04:38:55 |
| HAL9000 | looks like the fold card is unavailable for new subscriptions but they have a wait list | 07:44:58 |
| HAL9000 | on the bright side, the wait is about 3 minutes. ha ha ha | 07:55:21 |
| HAL9000 | i thought when they said i was in that i would be able to sign up for a card, but they meant i was in the wait list at my current position: 44,093. i guess its too popular. they are not very clear with communications. there's lot of ways to move up the list. number one is by becoming a member, but that functionality seems disabled which means all the subsequent ways to move up are also unavailable. | 08:06:59 |
| HAL9000 | looks like you pay $100/yr or $10/month to get rewards for bill pay? https://support.foldapp.com/hc/en-us/articles/27253453532059-Compare-Plans | 15:39:55 |
| 17 Mar 2025 |
| scuffedjosh | In reply to @fe8zcuukv:matrix.org
i thought when they said i was in that i would be able to sign up for a card, but they meant i was in the wait list at my current position: 44,093. i guess its too popular. they are not very clear with communications. there's lot of ways to move up the list. number one is by becoming a member, but that functionality seems disabled which means all the subsequent ways to move up are also unavailable. That's for the credit card, you don't need that for Bill Pay. The regular debit card will do | 03:12:03 |
| scuffedjosh | In reply to @fe8zcuukv:matrix.org
looks like you pay $100/yr or $10/month to get rewards for bill pay? https://support.foldapp.com/hc/en-us/articles/27253453532059-Compare-Plans That is correct. Do the math to see if you have enough bills to make it worth it. | 03:12:31 |
 chrislas | For me the value from Fold comes from four things, if you use a couple of them it is prolly worth it.
- SATs Back on Debit Card buys (feels amazing)
- Bill pay sats back - gotta spend the money anyways
- Merchant boosts / gift cards - IE you pre-buy gas via gift card (or whatever, groceries etc) you get boosted sats back (IE 5% / 6% - again on stuff you already had to buy)
- Buying / holding Bitcoin - W/Fold+ if we have a bit of extra cash in the account at the end of the month, I sweep to BTC w/no fees. Can also setup auto convert a % of every ACH deposit. Their Bitcoin holdings are insured, and cover you for millions of dollars worth of Bitcoin. A rare and very nice perk.
| 14:58:00 |
| chrislas | I may or may not get their credit card. I would consider that down the road for day to day expenses.
But I see reason to get on a waitlist. I am happy to just see how people like it, read reviews, and then sign up with it is just generally available if it seems like a good idea. | 14:59:05 |
| chrislas | * I may or may not get their credit card. I would consider that down the road for day to day expenses.
But I see no reason to get on a waitlist. I am happy to just see how people like it, read reviews, and then sign up with it is just generally available if it seems like a good idea. | 14:59:21 |
| chrislas | And their debit card stuff is handled by an actual bank, with FDIC insurance. | 15:00:03 |
| HAL9000 | i guess i should sign up for a spending (checking) account. i was thinking i could sign up for a debit card, but that must come with a spending account. shows how banking literate i am. | 21:24:24 |
| HAL9000 | chrislas: do you have a referral for a fold spending account that will get you credit (with fold or anyone)? | 21:29:22 |
| HAL9000 | i did the math intuitively and i do not have enough bills to make it worth it, unless the Sat rewards are a lot more than i assume they are. i need to learn the reward calculations if i double check | 22:10:33 |
| 18 Mar 2025 |
| HAL9000 | i see Chris' Fold link i | 02:29:15 |
| HAL9000 | * i see Chris' Fold link on the JB site in the show notes | 02:30:14 |
| HAL9000 | https://www.jupiterbroadcasting.com/show/this-week-in-bitcoin/49/ | 02:30:42 |
| HAL9000 | really great episode as i watched Rachael Maddow on MSNBC last week discussing BTC with the opposite view because, in part, she doesn't distinguish between crypto and BTC. i knew she was giving a 180 opinion from my understanding but the TWiB episode spelled out other ways it was incorrect that i was unaware of. Thanks Chris ❤️ | 02:36:55 |
| HAL9000 | https://use.foldapp.com/sign-up-email the password confirmation seems disabled? | 05:03:40 |
