| 30 Mar 2022 |
 CarNoob Sheeran🎇 | that and also depends on area | 19:13:45 |
| CarNoob Sheeran🎇 | the sorta areas I look at I could afford within 2 or 3 years of working using a loan or if I wanted a decently nice apartment I could theoretically afford one in 6 months of working and if I needed one quicker then rental properties are an option although they're less then ideal.
I also know that I could try to bargain and barter to drive price/rent down a bit or get extra privileges included in the price.
then we have people like my cousin who ended up dropping the about 200K USD on an apartment in the center of a city which only has 1 room with kitchen and sleeping area then a small bathroom with insane rent or the people who get group living cause they think it's impossible to afford anything otherwise | 19:17:10 |
| CarNoob Sheeran🎇 | you just gotta know where to look and what you're looking for then play your cards right | 19:17:51 |
|  Izaw#0373 joined the room. | 19:57:32 |
| Izaw#0373 | bro where the fuck are you living for you to be able to affoard an apartment in 6 month of work | 19:57:32 |
| Izaw#0373 | here it's at best a 15 years loan | 19:57:50 |
 zE | you got it wrong, it's 6 months of work for one month of renty | 20:01:02 |
| zE | * you got it wrong, it's 6 months of work for one month of rent | 20:01:02 |
 Level 7#0001 | It's more than doable to afford to purchase an apartment in that amount of time in the states | 20:05:37 |
| Level 7#0001 | Especially if it's as cheap as 250k | 20:05:52 |
| Izaw#0373 | ah yeah "cheap 250K" | 20:06:02 |
| Izaw#0373 | sorry for not living in your 10% inflation per month country | 20:06:12 |
| Level 7#0001 | I mean, 3.5% down on 250k is only like 9k for a down payment, and like 2-3k in other fees/costs | 20:06:29 |
| Level 7#0001 | And that's all you need to buy an apartment | 20:06:38 |
| Izaw#0373 | so just be rich to become richer, got it | 20:06:48 |
| Izaw#0373 | thanks man | 20:06:50 |
| Level 7#0001 | U dont need to be rich to save up 9k bruh | 20:07:03 |
|  chrіs joined the room. | 20:07:05 |
| Level 7#0001 | maybe it'll take longer than 6 months for people making less than what I do, but it's not like this impossible amount of capital that you need | 20:07:33 |
| Izaw#0373 | ah yeah sure because you only need the down payment to affoard the house | 20:07:55 |
| Level 7#0001 | Of course not | 20:08:07 |
 chocolatepie698 | Most younger people can't afford housing anyway. The mortgage is high asf anyway. | 20:08:51 |
| chocolatepie698 | * Most younger people can't afford housing anyway. The mortgage is high asf. | 20:08:58 |
| Izaw#0373 | rich become richer because they can affoard to pay to get more money, welcome to the world | 20:09:22 |
| Level 7#0001 | The mortgage is almost surely to be around the same as rent for whatever you're buying | 20:10:11 |
| Level 7#0001 | At least here | 20:10:15 |
| Level 7#0001 | I mean my coworker just bought a duplex here in california for 420k, bro rents the other side out | 20:10:32 |
| Level 7#0001 | his tenant pays most of the mortgage cost for both units | 20:10:45 |
| chocolatepie698 | In reply to @_discord_478044823882825748:t2bot.io
I mean my coworker just bought a duplex here in california for 420k, bro rents the other side out Well you coworker is in the minority who can afford that shit bud | 20:11:04 |
| Level 7#0001 | He makes less money than I do | 20:11:20 |
